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FOR Pag-IBIG HOUSING LOANS
For Direct Loan Application (Retail Account)
Self-Employed Members
Two – Stage Processing
| Purchase of Residential Unit |
| Documents Required upon Loan Application |
| A. Documentary Requirements 1. Housing Loan Application with recent ID photos of borrower 2. Membership Status Verification Slip (MSVS) 3. Income Tax Return and Audited Financial Statements and Official Receipt of tax payment from bank, DTI Registration, Mayor’s Permit 4. Contract to Sell or similar agreement between the buyer and seller B. Technical Requirements 1. Certified true copy of TCT/CCT by the Register of Deeds (latest title) 2. Location Plan and Vicinity Map 3. Photocopy of Tax Declaration * For borrower over 60 years old, Medical Questionnaire and Full Medical Examination |
| Documents Required Prior to Loan Release |
| A. Documentary Requirements 1. TCT/CCT in the name of the borrower with proper mortgage annotation in favor of Pag-IBIG Fund (Owner’s copy) 2. Certified true copy of TCT/CCT in the name of the borrower with proper mortgage annotation in favor of Pag-IBIG Fund (RD’s copy) 3. Photocopy of New Tax Declaration in the name of borrower and updated Real Estate Tax Receipt 4. Loan Mortgage Documents a. Loan and Mortgage Agreement with original RD stamp b. Deed of Absolute Sale with original RD stamp c. Notarized Promissory Note d. Disclosure Statement on Loan Transaction 5. Post Dated Checks 6. Proof of Billing Address |
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